QUALITY DENTAL CARE MADE ACCESSIBLE WITH HUMM

Yes, humm can be used for most dental treatments, making it easier to manage your dental care expenses. Whether you’re visiting us for routine procedures like check-ups and teeth cleaning, humm can make your dental treatments more accessible. It is also helpful for advanced procedures such as tooth fillings, crowns, or cosmetic treatments. Humm allows you to break the cost into manageable repayments, making dental care affordable without compromising your oral health.

It’s always a good idea to confirm your treatment’s eligibility with our team before proceeding. During your consultation at Huntingdale-Thornlie Dental, we’ll discuss your treatment plan and explain how to use humm. This will allow you to focus on achieving a radiant and more confident smile without financial stress.

Humm offers interest-free payment plans, meaning you won’t pay interest on your repayments. However, some additional fees may apply depending on your plan and payment behaviour:

• Establishment Fee:
  If you are a new humm user, a one-time establishment fee may apply when setting up your payment plan. This expense is charged to initiate your account and provide access to the service.
• Repeat Purchase Fee:
  For returning humm users, instead of the establishment fee, a smaller repeat purchase cost may be charged for subsequent transactions.
• Monthly Account-Keeping Fee:
  If you extend your repayment period, such as spreading payments over 10 fortnights or more, a small account-keeping fee applies. This amount is charged monthly to maintain your account.
• Late Payment Fee:
  If a repayment is missed, humm may charge a late payment fee. This encourages timely repayments and helps avoid disruptions to your payment schedule.

All fees are clearly disclosed during the setup process, so you will know what to expect. At Huntingdale-Thornlie Dental, we’re here to answer any questions about humm. Our team will help you choose a payment option that suits your needs.

There are specific eligibility requirements you need to meet to qualify for humm as a payment option:

1. Age:
   You must be at least 18 years old. This requirement confirms that applicants have the legal capacity to enter into financial agreements.
2. Residency:
   Humm is only available to permanent residents of Australia, which is necessary to meet service eligibility criteria.
3. Contact Information:
   A valid mobile number is required to verify your account and enable secure communication with humm during your repayment period.
4. Credit Assessment:
   During the application process, humm will review your credit profile to determine your ability to manage repayments responsibly.

Meeting these requirements is important for accessing humm’s flexible and interest-free payment plans. Once eligible, you can easily set up your account and take advantage of this convenient payment option for your needs.

If you miss a repayment with humm, a late payment fee may apply. This charge is designed to encourage timely repayments and to help you stay on track with your payment schedule. The specific amount of the late fee depends on your repayment plan. It is clearly outlined in your agreement with humm.

Humm provides reminders via notifications to help you keep track of upcoming due dates and avoid missing payments. If you think you might have difficulty making a repayment, it’s important to contact humm directly as soon as possible. Their team can discuss alternative arrangements to help you manage your repayments.

Yes, you can pay off your humm balance early without any penalties. Humm gives you the flexibility to make additional payments or settle your entire balance whenever it suits you. This option is ideal if you prefer to complete your repayments ahead of schedule. It also works well if your financial situation allows you to pay off the balance sooner.

To pay off your balance early, log into your humm account through the app or website. Navigate to your payment details to make an extra payment or pay the remaining balance in full if preferred. This feature provides you with greater control over your repayments and makes managing your financial commitments easier.